How it works

Flip the Deal

Turn hesitation into yes.
No cost concerns, no credit friction.

Flexible payments
that close the gap

Customers want protection, but often hesitate 
at the upfront cost. Stipped helps them with 
a payment plan that feels easy to manage.



Customers pay over time through fixed monthly payments. Dealers close more deals by removing upfront cost barriers.

Selling F&I is 
as easy as 1, 2, 3

Before Stipped

$2,800 today

ALL DUE TODAY

With Stipped

$280 today | $105 / month

$280 today

$105 / month

Reduce upfront cost by $2,520

$2,520 less today

Start selling

Offer flexible payment options that help customers say yes without slowing the deal. 

Get funded

Full funding delivered at the start of the next month, with a consistent payout schedule.

Repeat

Higher close rates. Better penetration. Stronger backend performance. 

Built for dealers

Stipped fits into how F&I works – across franchise, independent,
and specialty dealerships, without changing your process. 

Credit approval

Eliminates approval friction and reduces

credit-related deal loss across more customers.

Dealer risk

No dependency on customer repayment or
collections, reducing risk across every approved deal.

Early cancellation handling

50% refund of program premium within the first
60 days, helping maintain customer confidence.

Product eligibility

Applies to service contracts and cancelable
ancillary products across a wide range of offerings.

Flexible payment terms

Up to 48 customer payments expand affordability
and increase flexibility across more deal sizes.

Collections managed

Internal servicing and collections handled without
dealer involvement, fully hands-off for your team.

The account
management portal
built for modern F&I

Automate onboarding, streamline servicing,
and track every deal in real time, all in one place.

Automated account setup

Fast onboarding and agreement generation within the deal flow.

In-house support handling customer communication and retention.

Customer access to payments, balances, and transaction history.

Real-time monitoring of agreement performance and status.

Stip it. Flip it. Close it.

A payment plan partner,
dealers can rely on.

Start closing
more deals today

Tell us a bit about your dealership and our team will
show you exactly how Stipped fits into your F&I workflow.

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